Common insurance issues plaguing Sandy victims

In the last few weeks, the New York State Department of Financial Services has announced investigations and new regulations about insurance company practices following Superstorm Sandy. Three companies, Narragansett Bay, Tower and Kingstone are being investigated for 1) failure to send adjusters in a timely manner, 2) failure to process claims in a timely manner, [...]

Documentation Tips for Hurricane Sandy Victims Who Have Lost Records

It is very important for FEMA applications, appeals from a FEMA denial, insurance reimbursement requests, SBA applications, bank loans and more to have adequate documentation and records. This, of course, is very difficult when your papers, records, filing cabinets and desks have been destroyed!  It’s a big job replacing these records. So, if you haven’t [...]

National Protect Your Identity Week: Make sure to talk to common targets: seniors, children, and teens about ID Theft

This week is National Protect Your Identity Week (October 20-27th). Identity theft is happening all around you and it’s important to learn how to protect yourself and your family. For example, don’t carry you Social Security card in your wallet, never write down crucial PIN numbers, and shred documents that have information that needs to [...]

Free legal assistance available for NYC veterans, service members, and their families struggling with student loan debt

Neighborhood Economic Development Advocacy Project (NEDAP) and  South Brooklyn Legal Services Veterans’ Rights Project (SBLS) are providing free legal assistance for veterans, service members and their families who are struggling with student loan debt and legal problems associated with sham trade and for-profit schools they attended. Many for-profit schools aggressively target veterans, promising them quality education [...]

Are you a homeowner in Monroe county with foreclosure? Don’t miss out on free foreclosure legal help coming up October-December

Many homeowners struggling with foreclosure in New York are not aware of the free legal resources that are available in their area.  An organization working to help homeowners better understand the foreclosure process is Empire Justice Center.  Empire Justice Center offers two free legal clinics every month for anyone who wants to better understand the [...]

New York state government launches plans to protect immigrant youth from exploitation when applying for deferred action

The Department of State set aside $600,000 to establish legal counsel teams, working with Bar Associations, pro bono attorneys and experienced immigration lawyers, to provide legal support for youth seeking deferred action, as well as providing legal technical assistance to immigrant service providers across the state. A major goal of the New York State program [...]

NYC Department of Consumer Affairs is providing FREE debt and financial counseling. Dont miss out!

Did you know?? New York City’s Department of Consumer Affairs provides FREE services to help you take control of your debt, improve your credit, deal with debt collection, create a budget, open a bank account, and much more. One-on-one financial counseling is provided for FREE by professional counselors in person or by phone in English, [...]

Brrr, It’s Getting Chilly Outside: Residents of NYC Learn the Heatings Rules for Your Apartment

The City Housing Maintenance Code and Multiple Dwelling Law requires building owners to provide heat and hot water to all tenants. Building owners are required to provide hot water 365 days per year at a constant minimum temperature of 120 degrees Fahrenheit.  Between October 1st and May 31st, a period designated as “Heat Season,” building [...]

Are you getting more Spam emails? Learn some easy tips to protect yourself

Spam traffic keeps going up—in fact, according to some computer security experts, it’s about double what it was a year ago. To make matters more serious, these days most spam emails come with malicious attachments.  It’s important to not download or open any attachment if you are not SURE who it’s coming from. Cybercriminals are [...]

The Struggle Against Fraudulent Foreclosure Rescue Companies

Two recent decisions by Long Island Judges are finally slowing down the scam operations of so-called foreclosure rescue companies. Two companies, Express Home Solutions (aka Home Preserve Law Group) and Homesafe America have been issued restraining orders to stop them from, according to one judge, using  “fast-talking salespeople and masterfully deceptive websites”  to defraud more [...]

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